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Terms and Conditions Merrill Lynch Brokerage Website Terms and Conditions as of Aug. 6, 2013, including Client Order Entry (requires separate enrollment)

Thank you for completing your application for an account with Merrill Edge Self-Directed Investing. Now you will be asked to read and agree to a series of Agreements and Disclosures that govern your relationship with Merrill Lynch in connection with your Merrill Edge Self-Directed Investing account and the services you receive. For your information, review, and records, you will be given the option to print these Agreements and Disclosures. Please retain them for your records.