TERMS AND CONDITIONS OF THE FOREIGN EXCHANGE INTERNATIONAL PAYMENTS SERVICE FROM AMERICAN EXPRESS By submitting the accompanying application (the "Application"), the business identified in the Application (the "Client") applies to American Express Travel Related Services Company, Inc. ("AMEX", "we" or "us") in order to receive the Foreign Exchange International Payments service from American Express (the "Service"). The Service is subject to the terms and conditions set forth below, as amended by AMEX from time to time (the "Terms"). By submitting the Application, Client agrees to be bound by the Terms, including but not limited to obligations of Client incurred before approval or rejection by AMEX of Client's Application (see "Client's Pre-Approval Obligations"). AMEX, acting in its sole discretion, may approve or reject the Application. Client hereby certifies that all statements contained i...