PLEASE READ THE FOLLOWING TERMS OF USE CAREFULLY. BY SUBMITTING YOUR E-SIGNATURE AND THIS ORDER YOU ARE ACKNOWLEDGING ELECTRONIC RECEIPT OF, AND AGREEMENT TO BE BOUND BY, THESE TERMS OF USE. YOU ALSO ACKNOWLEDGE RECEIPT OF THE PRIVACY POLICY AND AFFILIATE MARKETING NOTICE (WHICH ARE POSTED ON THIS WEB SITE) AND THE REGULATORY DISCLOSURES CONTAINED BELOW, AND AGREE TO RECEIPT OF EACH OF THEM AND FUTURE COMMUNICATIONS ELECTRONICALLY AS DESCRIBED BELOW.
Legally Binding Terms. These Terms of Use (the "Terms") set forth the legally binding agreement between you and FIA Card Services N.A. ("FIA Card Services N.A.") regarding Privacy Assist® (the "Service"). Intersections Inc. ("Intersections") will provide some or all of the Service to you. These Terms inure fully to the benefit of FIA Card Services N.A., Intersections as the provider of the Service, and each of their affiliates and subsidiaries. As used in these Terms, the words "we," "us" and variations such as "our" refer to and trademark of FIA Card Services N.A., Intersections or both and each party's affiliates and subsidiaries. By submitting your order, by using any part of the Service, or by accepting the Service, including but not limited to the Web pages or printed materials provided as part of the Service, you agree to be legally bound by these Terms.
eCommunications Disclosure. Your consent to electronic delivery of communications includes the electronic delivery of this Terms of Use, our Privacy Policy, the Affiliate Marketing Notice and other communications regarding Privacy Assist. Additionally, your consent may apply to subsequent electronic delivery of disclosures and information that we are required or otherwise choose to provide from time to time including, but not limited to, privacy notices, changes to the Terms of Use or changes to the features of the Service ("Electronic Communications").
Electronic Communications will be provided to you in electronic form within this website or sent to the email address you provided. If an email is returned as undelivered, we may use any other email address that we have for you. We also reserve the right to use postal addresses. Unless otherwise required by law, you agree that any Electronic Communications will be deemed received by you when sent by any means set forth above.
You may withdraw your consent to receiving the Electronic Communications by calling 1.800.516.9561. The consent given here remains effective throughout this transaction and withdrawal will not apply to actions already taken or initiated in reliance on your consent. You will not be charged any fee for your withdrawal of consent.
Personal Information Authorization. As needed to provide the Service to you, you authorize and instruct Intersections to obtain, monitor and compile your credit information from one or more credit reporting agencies.
Use of the Service. You may not use the Service to obtain information about or make decisions about anyone but yourself. You may not use the Service unless you are eighteen years of age or older. You are solely responsible for any reliance by you on the Service or other use you make of the Service. We do not provide the Service, or any advice or assistance, for the purpose of improving your credit report, credit history or credit rating. You may use the Service only for non-commercial purposes. You are responsible for your Member Number and PIN and must notify Intersections immediately in the event of any theft, misplacement or unauthorized use.
Fees and Charges. You authorize us to charge your credit card or other account that you have designated. Monthly or annual fees and renewal fees will be charged at the then current rate. You may cancel the Service at any time by calling the number provided for that purpose on our Web Site or printed materials. If you cancel you will not be charged for the next month. If you paid fees in advance for any period longer than one month, then you may obtain a refund on a pro rata basis for the period remaining after you cancel.
Changes. At any time without notice to you we may modify these Terms or the fees for the Service, or modify or cancel the Service.
Privacy Policy and Affiliate Marketing Notice. You acknowledge receipt of Bank of America's customer privacy policy, Affiliate Marketing Notice and the regulatory disclosures below. If you ordered the Service on a Web site, or otherwise use our Web Site to engage in any electronic transaction with respect to the Service, then you agree to receive any updates to the customer privacy policy, affiliate marketing notice or regulatory disclosures by accessing our Web Site.
No Representations or Warranties; Limitation of Liability. THE SERVICE, INCLUDING WITHOUT LIMITATION ANY INFORMATION DELIVERED AS PART OF THE SERVICE, IS PROVIDED ON AN "AS IS" BASIS ONLY. WE DO NOT MAKE, AND EXPRESSLY DISCLAIM, ANY REPRESENTATION OR WARRANTY OF ANY KIND, WHETHER EXPRESSED, IMPLIED, OR ARISING OUT OF COURSE OF DEALING OR USAGE, INCLUDING WITHOUT LIMITATION ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NONINFRINGEMENT, NONINTERFERENCE WITH DATA, AVAILABILITY, ACCURACY OR THAT THE SERVICE IS ERROR FREE. YOU ARE SOLELY RESPONSIBLE FOR ANY USE YOU MAKE OF THE SERVICE OR ACTION OR DECISION YOU MAKE BASED ON IT. THE SERVICE CONTAINS INFORMATION PROVIDED BY ONE OR MORE THIRD PARTY CREDIT REPORTING AGENCIES OR OTHER THIRD PARTY DATA PROVIDERS. WE DO NOT CONTROL AND ARE NOT RESPONSIBLE FOR THE INFORMATION PROVIDED BY ANY SUCH THIRD PARTY PROVIDER. YOU ACKNOWLEDGE AND AGREE THAT WE HAVE NO OBLIGATION TO CORRECT INFORMATION ABOUT YOU EXCEPT AS REQUIRED BY APPLICABLE LAW. INFORMATION YOU REQUEST MAY NOT BE AVAILABLE OR MAY NOT BE PROVIDED, AND WE HAVE NO LIABILITY FOR SUCH FAILURE. IN NO EVENT MAY WE BE LIABLE FOR ANY CONSEQUENTIAL, INDIRECT, SPECIAL, EXEMPLARY, PUNITIVE OR SIMILAR DAMAGES ARISING FROM OR RELATED TO THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES IN ADVANCE. OUR TOTAL LIABILITY ARISING FROM OR RELATED TO THE SERVICE MAY NEVER EXCEED THE AMOUNT PAID BY YOU FOR THE SERVICE. SOME JURISDICTIONS LIMIT OR PROHIBIT THE FOREGOING LIMITATIONS, AND IN SUCH JURISDICTIONS THE FOREGOING LIMITATIONS SHALL BE APPLIED TO THE MAXIMUM EXTENT PERMITTED BY LAW. THE TERMS OF THIS SECTION SHALL SURVIVE ANY TERMINATION, CANCELLATION OR EXPIRATION OF THIS AGREEMENT.
Miscellaneous Provisions. These terms state the exclusive terms, conditions, representations and warranties governing the Service. Any other agreements you may have with us shall be governed by the terms and conditions applicable to that service. In order to read these Terms electronically and use our Web Site, you must have access to a personal computer with Internet access, a 128 bit java-script enabled browser, and Internet Explorer 5.0 or higher or Netscape 7 or higher installed. You may obtain a paper copy of these disclosures by calling 1.800.516.9561. These Terms are governed by the laws of the State of Delaware, USA, exclusive of its choice of law principles. Any other agreements you may have with FIA Card Services N.A. or its affiliates or subsidiaries shall be governed by the terms and conditions of that product or service. ANY PROVISIONS OF THESE TERMS WHICH BY THEIR NATURE ARE INTENDED TO SURVIVE, SHALL SURVIVE ANY TERMINATION, CANCELLATION OR EXPIRATION OF THIS AGREEMENT. Identity theft insurance is governed by additional terms and conditions as described in the certificate of insurance provided to you or made available on our Web site.
Regulatory Disclosures. Your Rights Concerning Your Consumer Credit File: You have a right to obtain a free copy of your credit report once every 12 months from each of the nationwide consumer reporting agencies. To request your free annual credit report, you may go to www.annualcreditreport.com, or call 877?322?8228, or complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348?5281. You can obtain additional copies of your credit report from a credit bureau, for which you may be charged a reasonable fee. There is no fee, however, if you have been turned down for credit, employment, insurance, or a rental dwelling because of information in your credit report within the preceding 60 days. The credit bureau must provide someone to help you interpret the information in your credit file. You are entitled to receive a free copy of your credit report if you are unemployed and intend to apply for employment in the next 60 days, if you are a recipient of public welfare assistance, or if you have reason to believe that there is inaccurate information in your credit report due to fraud.
The Federal Trade Commission regulates credit bureaus and credit monitoring services. For more information contact:
Federal Trade Commission
Washington, D.C. 20580
1?877?FTC-HELP
www.ftc.gov
NOTICE TO ILLINOIS RESIDENTS: MANY GOVERNMENT RECORDS ARE AVAILABLE FREE OR AT NOMINAL COST FROM GOVERNMENT AGENCIES. CREDIT REPORTING AGENCIES ARE REQUIRED BY LAW TO GIVE YOU A COPY OF YOUR CREDIT RECORD UPON REQUEST, AT NO CHARGE OR FOR A NOMINAL FEE.
The states of MA, VT, CO, NJ, MD and ME permit consumers to obtain one credit report per credit reporting agency per year, free of charge. The state of GA permits consumers to obtain two credit reports per credit reporting agency per year, free of charge.
This Service is not intended to substitute for any free credit report or disclosure that any credit reporting agency or bureau is required by law to provide to you.
Neither you nor anyone else has the right to have accurate and current information removed from your credit report. If information in your credit report is inaccurate you have the right to dispute it by contacting the credit bureau directly.
Credit Scores. Any credit score provided as part of the Service is provided by CreditXpert® products. The information used by CreditXpert products is derived from one or more credit reports produced by the major credit reporting agencies, also called credit bureaus. The information contained in credit reports reflects the latest information provided to and recorded by the credit bureau(s). Recent activity, such as making a payment, opening a new account or authorizing a credit inquiry, may not yet be reflected in the person's credit reports. If not, this activity will not be reflected in any CreditXpert products. In addition, results may change every time new information is added to or removed from credit reports, as well as with the passage of time. CreditXpert products are only as accurate as the information upon which they are based. CreditXpert Inc. is not responsible for incorrect, missing or outdated information in credit reports, which may lead to inaccurate results. Users should carefully review all of the information in credit reports to make sure it is accurate and up-to-date. Note that CreditXpert Inc. does not provide financial or other advice, and is not a credit counseling or credit repair organization.
CreditXpert Credit ScoresTM are provided to help users better understand how lenders evaluate consumer credit reports. Lenders may use a different score to evaluate a person's creditworthiness. Therefore, nothing in CreditXpert products is an endorsement or a determination of a person's qualification for a loan, a change in loan terms or any other extension of credit by lenders. Each lender has specific underwriting standards, so a person should not assume that he or she will receive the same evaluation, credit terms or conditions from each lender. Also, CreditXpert Inc. is not connected in any way to Fair Isaac Corporation; the CreditXpert Credit Score is not a so-called FICO® score. CreditXpert Inc. does not represent that CreditXpert Credit Scores are identical or similar to any specific credit scores produced by any other company. Moreover, score changes predicted by CreditXpert products are only estimates. CreditXpert Inc. does not guarantee that credit scores from any other company will change by the same number of points, if at all.
Also, CreditXpert Inc. does not represent that potential problems found by its software in credit reports are real, or that correcting such items will result in changes to credit scores. Furthermore, CreditXpert Inc. provides information to help consumers make their own decisions; it does not advise anyone to dispute any item in his or her credit report. Moreover, CreditXpert products do not change any information in any credit report, nor do they initiate any disputes on anyone's behalf.
THE FOREGOING INFORMATION IS NOT INTENDED TO PROVIDE OR IMPLY WARRANTIES OF ANY KIND. CREDITXPERT PRODUCTS ARE PROVIDED ON AN "AS IS" BASIS, AND CREDITXPERT INC. AND ITS SUPPLIERS DISCLAIM ANY AND ALL WARRANTIES, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, SYSTEM INTEGRATION, NON-INTERFERENCE AND/OR ACCURACY OF INFORMATIONAL CONTENT.
Card registry services. This paragraph applies to any card registry services that are included in the Service: By reporting a lost or stolen event to Intersections, you authorize Intersections to contact the issuers of each credit card and bank card (each a "Card") designated by you and cancel the Card, report the lost or stolen event, or request a new Card, as you request. At the time of the lost or stolen event, Intersections may require you to confirm or restate the foregoing authorization. Intersections or the Card issuer may require additional evidence of the lost or stolen event, including without limitation written confirmation by you or a police report. By requesting an emergency cash advance, you authorize Intersections to contact the Card issuer designated by you and arrange for the cash advance you request. At the time of the lost or stolen event, Intersections may require you to confirm or restate the foregoing authorization. Your request for a cash advance may be denied if you are less than 100 miles from home, fail to provide the requested verification of the event, which may include a police report, are unable to provide the security and other required information, or do not satisfy the conditions of the Card issuer. Intersections is only able to take the actions permitted and processed by your Card issuer. Intersections is not responsible for any failure by any Card issuer to take the action requested on your behalf, or any other action taken or condition imposed by your Card issuer. Cash advance may not be available in all countries. Processor limitations also may apply.
Trademark and Copyright. © Bank of America 2006-2009. All rights reserved. INTERSECTIONS and NOTIFY EXPRESS are trademarks or federally registered trademarks of Intersections Inc. The following are trademarks of third parties: Equifax is a registered trademark of Equifax, Inc.; and other trademarks are trademarks of their respective owners. Privacy Assist is a trademark of FIA Card Services N.A. and is used by permission. BANK OF AMERICA and BANK OF AMERICA stripes design are registered trademarks owned by Bank of America Corporation and are used by permission.
Legally Binding Terms. These Terms of Use (the "Terms") set forth the legally binding agreement between you and FIA Card Services N.A. ("FIA Card Services N.A.") regarding Privacy Assist® (the "Service"). Intersections Inc. ("Intersections") will provide some or all of the Service to you. These Terms inure fully to the benefit of FIA Card Services N.A., Intersections as the provider of the Service, and each of their affiliates and subsidiaries. As used in these Terms, the words "we," "us" and variations such as "our" refer to and trademark of FIA Card Services N.A., Intersections or both and each party's affiliates and subsidiaries. By submitting your order, by using any part of the Service, or by accepting the Service, including but not limited to the Web pages or printed materials provided as part of the Service, you agree to be legally bound by these Terms.
eCommunications Disclosure. Your consent to electronic delivery of communications includes the electronic delivery of this Terms of Use, our Privacy Policy, the Affiliate Marketing Notice and other communications regarding Privacy Assist. Additionally, your consent may apply to subsequent electronic delivery of disclosures and information that we are required or otherwise choose to provide from time to time including, but not limited to, privacy notices, changes to the Terms of Use or changes to the features of the Service ("Electronic Communications").
Electronic Communications will be provided to you in electronic form within this website or sent to the email address you provided. If an email is returned as undelivered, we may use any other email address that we have for you. We also reserve the right to use postal addresses. Unless otherwise required by law, you agree that any Electronic Communications will be deemed received by you when sent by any means set forth above.
You may withdraw your consent to receiving the Electronic Communications by calling 1.800.516.9561. The consent given here remains effective throughout this transaction and withdrawal will not apply to actions already taken or initiated in reliance on your consent. You will not be charged any fee for your withdrawal of consent.
Personal Information Authorization. As needed to provide the Service to you, you authorize and instruct Intersections to obtain, monitor and compile your credit information from one or more credit reporting agencies.
Use of the Service. You may not use the Service to obtain information about or make decisions about anyone but yourself. You may not use the Service unless you are eighteen years of age or older. You are solely responsible for any reliance by you on the Service or other use you make of the Service. We do not provide the Service, or any advice or assistance, for the purpose of improving your credit report, credit history or credit rating. You may use the Service only for non-commercial purposes. You are responsible for your Member Number and PIN and must notify Intersections immediately in the event of any theft, misplacement or unauthorized use.
Fees and Charges. You authorize us to charge your credit card or other account that you have designated. Monthly or annual fees and renewal fees will be charged at the then current rate. You may cancel the Service at any time by calling the number provided for that purpose on our Web Site or printed materials. If you cancel you will not be charged for the next month. If you paid fees in advance for any period longer than one month, then you may obtain a refund on a pro rata basis for the period remaining after you cancel.
Changes. At any time without notice to you we may modify these Terms or the fees for the Service, or modify or cancel the Service.
Privacy Policy and Affiliate Marketing Notice. You acknowledge receipt of Bank of America's customer privacy policy, Affiliate Marketing Notice and the regulatory disclosures below. If you ordered the Service on a Web site, or otherwise use our Web Site to engage in any electronic transaction with respect to the Service, then you agree to receive any updates to the customer privacy policy, affiliate marketing notice or regulatory disclosures by accessing our Web Site.
No Representations or Warranties; Limitation of Liability. THE SERVICE, INCLUDING WITHOUT LIMITATION ANY INFORMATION DELIVERED AS PART OF THE SERVICE, IS PROVIDED ON AN "AS IS" BASIS ONLY. WE DO NOT MAKE, AND EXPRESSLY DISCLAIM, ANY REPRESENTATION OR WARRANTY OF ANY KIND, WHETHER EXPRESSED, IMPLIED, OR ARISING OUT OF COURSE OF DEALING OR USAGE, INCLUDING WITHOUT LIMITATION ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NONINFRINGEMENT, NONINTERFERENCE WITH DATA, AVAILABILITY, ACCURACY OR THAT THE SERVICE IS ERROR FREE. YOU ARE SOLELY RESPONSIBLE FOR ANY USE YOU MAKE OF THE SERVICE OR ACTION OR DECISION YOU MAKE BASED ON IT. THE SERVICE CONTAINS INFORMATION PROVIDED BY ONE OR MORE THIRD PARTY CREDIT REPORTING AGENCIES OR OTHER THIRD PARTY DATA PROVIDERS. WE DO NOT CONTROL AND ARE NOT RESPONSIBLE FOR THE INFORMATION PROVIDED BY ANY SUCH THIRD PARTY PROVIDER. YOU ACKNOWLEDGE AND AGREE THAT WE HAVE NO OBLIGATION TO CORRECT INFORMATION ABOUT YOU EXCEPT AS REQUIRED BY APPLICABLE LAW. INFORMATION YOU REQUEST MAY NOT BE AVAILABLE OR MAY NOT BE PROVIDED, AND WE HAVE NO LIABILITY FOR SUCH FAILURE. IN NO EVENT MAY WE BE LIABLE FOR ANY CONSEQUENTIAL, INDIRECT, SPECIAL, EXEMPLARY, PUNITIVE OR SIMILAR DAMAGES ARISING FROM OR RELATED TO THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES IN ADVANCE. OUR TOTAL LIABILITY ARISING FROM OR RELATED TO THE SERVICE MAY NEVER EXCEED THE AMOUNT PAID BY YOU FOR THE SERVICE. SOME JURISDICTIONS LIMIT OR PROHIBIT THE FOREGOING LIMITATIONS, AND IN SUCH JURISDICTIONS THE FOREGOING LIMITATIONS SHALL BE APPLIED TO THE MAXIMUM EXTENT PERMITTED BY LAW. THE TERMS OF THIS SECTION SHALL SURVIVE ANY TERMINATION, CANCELLATION OR EXPIRATION OF THIS AGREEMENT.
Miscellaneous Provisions. These terms state the exclusive terms, conditions, representations and warranties governing the Service. Any other agreements you may have with us shall be governed by the terms and conditions applicable to that service. In order to read these Terms electronically and use our Web Site, you must have access to a personal computer with Internet access, a 128 bit java-script enabled browser, and Internet Explorer 5.0 or higher or Netscape 7 or higher installed. You may obtain a paper copy of these disclosures by calling 1.800.516.9561. These Terms are governed by the laws of the State of Delaware, USA, exclusive of its choice of law principles. Any other agreements you may have with FIA Card Services N.A. or its affiliates or subsidiaries shall be governed by the terms and conditions of that product or service. ANY PROVISIONS OF THESE TERMS WHICH BY THEIR NATURE ARE INTENDED TO SURVIVE, SHALL SURVIVE ANY TERMINATION, CANCELLATION OR EXPIRATION OF THIS AGREEMENT. Identity theft insurance is governed by additional terms and conditions as described in the certificate of insurance provided to you or made available on our Web site.
Regulatory Disclosures. Your Rights Concerning Your Consumer Credit File: You have a right to obtain a free copy of your credit report once every 12 months from each of the nationwide consumer reporting agencies. To request your free annual credit report, you may go to www.annualcreditreport.com, or call 877?322?8228, or complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348?5281. You can obtain additional copies of your credit report from a credit bureau, for which you may be charged a reasonable fee. There is no fee, however, if you have been turned down for credit, employment, insurance, or a rental dwelling because of information in your credit report within the preceding 60 days. The credit bureau must provide someone to help you interpret the information in your credit file. You are entitled to receive a free copy of your credit report if you are unemployed and intend to apply for employment in the next 60 days, if you are a recipient of public welfare assistance, or if you have reason to believe that there is inaccurate information in your credit report due to fraud.
The Federal Trade Commission regulates credit bureaus and credit monitoring services. For more information contact:
Federal Trade Commission
Washington, D.C. 20580
1?877?FTC-HELP
www.ftc.gov
NOTICE TO ILLINOIS RESIDENTS: MANY GOVERNMENT RECORDS ARE AVAILABLE FREE OR AT NOMINAL COST FROM GOVERNMENT AGENCIES. CREDIT REPORTING AGENCIES ARE REQUIRED BY LAW TO GIVE YOU A COPY OF YOUR CREDIT RECORD UPON REQUEST, AT NO CHARGE OR FOR A NOMINAL FEE.
The states of MA, VT, CO, NJ, MD and ME permit consumers to obtain one credit report per credit reporting agency per year, free of charge. The state of GA permits consumers to obtain two credit reports per credit reporting agency per year, free of charge.
This Service is not intended to substitute for any free credit report or disclosure that any credit reporting agency or bureau is required by law to provide to you.
Neither you nor anyone else has the right to have accurate and current information removed from your credit report. If information in your credit report is inaccurate you have the right to dispute it by contacting the credit bureau directly.
Credit Scores. Any credit score provided as part of the Service is provided by CreditXpert® products. The information used by CreditXpert products is derived from one or more credit reports produced by the major credit reporting agencies, also called credit bureaus. The information contained in credit reports reflects the latest information provided to and recorded by the credit bureau(s). Recent activity, such as making a payment, opening a new account or authorizing a credit inquiry, may not yet be reflected in the person's credit reports. If not, this activity will not be reflected in any CreditXpert products. In addition, results may change every time new information is added to or removed from credit reports, as well as with the passage of time. CreditXpert products are only as accurate as the information upon which they are based. CreditXpert Inc. is not responsible for incorrect, missing or outdated information in credit reports, which may lead to inaccurate results. Users should carefully review all of the information in credit reports to make sure it is accurate and up-to-date. Note that CreditXpert Inc. does not provide financial or other advice, and is not a credit counseling or credit repair organization.
CreditXpert Credit ScoresTM are provided to help users better understand how lenders evaluate consumer credit reports. Lenders may use a different score to evaluate a person's creditworthiness. Therefore, nothing in CreditXpert products is an endorsement or a determination of a person's qualification for a loan, a change in loan terms or any other extension of credit by lenders. Each lender has specific underwriting standards, so a person should not assume that he or she will receive the same evaluation, credit terms or conditions from each lender. Also, CreditXpert Inc. is not connected in any way to Fair Isaac Corporation; the CreditXpert Credit Score is not a so-called FICO® score. CreditXpert Inc. does not represent that CreditXpert Credit Scores are identical or similar to any specific credit scores produced by any other company. Moreover, score changes predicted by CreditXpert products are only estimates. CreditXpert Inc. does not guarantee that credit scores from any other company will change by the same number of points, if at all.
Also, CreditXpert Inc. does not represent that potential problems found by its software in credit reports are real, or that correcting such items will result in changes to credit scores. Furthermore, CreditXpert Inc. provides information to help consumers make their own decisions; it does not advise anyone to dispute any item in his or her credit report. Moreover, CreditXpert products do not change any information in any credit report, nor do they initiate any disputes on anyone's behalf.
THE FOREGOING INFORMATION IS NOT INTENDED TO PROVIDE OR IMPLY WARRANTIES OF ANY KIND. CREDITXPERT PRODUCTS ARE PROVIDED ON AN "AS IS" BASIS, AND CREDITXPERT INC. AND ITS SUPPLIERS DISCLAIM ANY AND ALL WARRANTIES, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, SYSTEM INTEGRATION, NON-INTERFERENCE AND/OR ACCURACY OF INFORMATIONAL CONTENT.
Card registry services. This paragraph applies to any card registry services that are included in the Service: By reporting a lost or stolen event to Intersections, you authorize Intersections to contact the issuers of each credit card and bank card (each a "Card") designated by you and cancel the Card, report the lost or stolen event, or request a new Card, as you request. At the time of the lost or stolen event, Intersections may require you to confirm or restate the foregoing authorization. Intersections or the Card issuer may require additional evidence of the lost or stolen event, including without limitation written confirmation by you or a police report. By requesting an emergency cash advance, you authorize Intersections to contact the Card issuer designated by you and arrange for the cash advance you request. At the time of the lost or stolen event, Intersections may require you to confirm or restate the foregoing authorization. Your request for a cash advance may be denied if you are less than 100 miles from home, fail to provide the requested verification of the event, which may include a police report, are unable to provide the security and other required information, or do not satisfy the conditions of the Card issuer. Intersections is only able to take the actions permitted and processed by your Card issuer. Intersections is not responsible for any failure by any Card issuer to take the action requested on your behalf, or any other action taken or condition imposed by your Card issuer. Cash advance may not be available in all countries. Processor limitations also may apply.
Trademark and Copyright. © Bank of America 2006-2009. All rights reserved. INTERSECTIONS and NOTIFY EXPRESS are trademarks or federally registered trademarks of Intersections Inc. The following are trademarks of third parties: Equifax is a registered trademark of Equifax, Inc.; and other trademarks are trademarks of their respective owners. Privacy Assist is a trademark of FIA Card Services N.A. and is used by permission. BANK OF AMERICA and BANK OF AMERICA stripes design are registered trademarks owned by Bank of America Corporation and are used by permission.
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