This Privacy Notice is addressed to United States members enrolled in the CreditSecure® service. This
Notice explains how we collect, use, and safeguard information about you and how to limit the use and
disclosure of your information.
In this Notice, "American Express," "we," "our," and "us" refer to American Express Travel Related
Services Company, Inc. These entities are "Affiliates" of each other, which are companies in the
American Express family that are related to each other by common ownership or control. Our Affiliates
also include American Express Centurion Bank, and American Express Bank, FSB, publishers, travelers
cheques issuers, travel agents, and providers of insurance services. The account that we create under
the CreditSecure service is called a "Service Account." Customers of the CreditSecure service are called
"Member(s)" or "you(r)."
What Information Do We Collect?
We obtain information about you from a variety of sources. You provide us with information about
yourself, for example, by completing a Member application. This includes your name, address, e-mail
address, date of birth, and social security number. Your use of the CreditSecure service and your other
transactions with us and our Affiliates provide us with additional information, such as your spending and
transaction history. Other sources, such as credit reporting agencies and providers of marketing
information, furnish us with additional information about your credit history, purchasing preferences, and
other matters. We also obtain information about you in connection with our efforts to protect against fraud.
We call all of this information "Member Information."
What Do We Do with Member Information?
We use Member Information in connection with delivering products and services to you. To do this it is
often necessary to share it with our Affiliates and other companies we work with. These include
companies that manage Service Accounts, companies that perform marketing services and other
business operations for us, and companies whose products or services are provided as a benefit of your
Service Account. We may also share Member Information with other financial institutions with whom we
jointly offer products and services. And we may disclose it to other third parties as permitted by law. For
example, we disclose Member Information in response to subpoenas, to credit reporting agencies, and to
help prevent fraud.
Information We Share with Our Affiliates
You can inform us not to share with our Affiliates credit-related information (except as permitted by law),
such as your credit history as shown on a consumer report. If you make this choice, we are permitted by
law to share with our Affiliates information about our transactions and experiences with you, such as your
transaction history.
Valuable Partner Offers
We work with carefully selected business partners, so that you may receive offers for their products and
services. We use Member Information to help make these offers more relevant and valuable to you. If you
respond to one of these offers, the business partner will know certain information about you, such as your
name, that you are a Member, and that you met the qualifications established for the offer. You can
inform us not to send you these offers.
Your Choices
Please let us know if you do not want us to use your Member Information to communicate with you about
offers, including exclusive partner offers and offers from our Affiliates, by mail, telephone, and/or e-mail,
or share your credit-related information with our Affiliates, by visiting us at:
www.americanexpress.com/communications. You can also inform us of your choices (except for e-mail
communications) by calling us at 1-800-297-8378 if you are an American Express Cardmember or by 2
calling us at 1-866-617-1893 if you are not an American Express Cardmember. If you make these
choices, you may not learn about products, services, and features, including discounts and other special
offers, we believe may be of interest to you and add value to your Service Account membership.
If you have other relationships with us, you will receive additional privacy notices that apply to those
relationships. Please note that any choices you make will only apply to this Service Account.
If you make choices not to receive offers as indicated above, we may still include notices and information
about the CreditSecure service and other products and services when communicating with you about
your Service Account and related products and services.
Information Security
We use reasonable administrative, technical, and physical security measures to protect your Member
Information.
Former Customers
If you cancel your Service Account, or your Service Account is closed, we will continue to treat and
safeguard Member Information about you as described in this Notice.
For Vermont Members Only
If your Service Account has a Vermont billing address, we will automatically treat your account as if you
had informed us not to share your credit-related information with our Affiliates.
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