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iCloud TOS

Welcome to iCloud THIS LEGAL AGREEMENT BETWEEN YOU AND APPLE GOVERNS YOUR USE OF THE iCLOUD PRODUCT, SOFTWARE, SERVICES, AND WEBSITES (COLLECTIVELY REFERRED TO AS THE “SERVICE”). IT IS IMPORTANT THAT YOU READ AND UNDERSTAND THE FOLLOWING TERMS. BY CLICKING "AGREE," YOU ARE AGREEING THAT THESE TERMS WILL APPLY IF YOU CHOOSE TO ACCESS OR USE THE SERVICE.
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SOFTWARE LICENSE AGREEMENT FOR MAC OS X / 09/21/12

ENGLISH APPLE INC.  SOFTWARE LICENSE AGREEMENT FOR MAC OS X  For use on Apple-branded Systems PLEASE READ THIS SOFTWARE LICENSE AGREEMENT ("LICENSE") CAREFULLY BEFORE USING THE APPLE SOFTWARE.  BY USING THE APPLE SOFTWARE, YOU ARE AGREEING TO BE BOUND BY THE TERMS OF THIS LICENSE.  IF YOU DO NOT AGREE TO THE TERMS OF THIS LICENSE, DO NOT INSTALL AND/OR USE THE APPLE SOFTWARE AND, IF PRESENTED WITH THE OPTION TO “AGREE” OR “DISAGREE” TO THE TERMS, CLICK “DISAGREE”. IF YOU ACQUIRED THE APPLE SOFTWARE AS PART OF AN APPLE HARDWARE PURCHASE AND IF YOU DO NOT AGREE TO THE TERMS OF THIS LICENSE, YOU MAY RETURN THE ENTIRE APPLE HARDWARE/SOFTWARE PACKAGE WITHIN THE RETURN PERIOD TO THE APPLE STORE OR AUTHORIZED DISTRIBUTOR WHERE YOU OBTAINED IT FOR A REFUND, SUBJECT TO APPLE’S RETURN POLICY FOUND AT http://www.apple.com/legal/sales_policies/ . YOU MUST RETURN THE ENTIRE HARDWARE/SOFTWARE PACKAGE IN ORDER TO OBTAIN A REFUND. 
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And he wants to be President ....

http://thecaucus.blogs.nytimes.com/2012/09/18/mother-jones-releases-complete-video-of-romney-at-private-fund-raiser/?smid=pl-share
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Campaign about perception

Political campaigns are about perception. In this political season, the Republicans are bent on creating the perception that the nation is in decline, thanks to Barak Obama; and the Democrats are surely gong-ho about their own message that the nation is in a much better place, and the sky is the limit of future gains.  Well, both sides have to make these contrasting cases to win in November, but regardless of what the motives are, only one of these message is more true than the other.
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Yes we are better off today than 4 years ago

I heard Candy Crowley of CNN ask Governors O'Mally, Bev Purdue, and Mayor Vilragossa if the nation is better off today that it was 4 years ago, and I couldn't but cringe at the simplicity of the question and the timidity of the respondents. Governor O'Mally's pivot to blaming Bush was right-on, but the tame "no" in response to the basic question played into the Republican narrative. The true response to that simple comparison question is : YES.
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Response to a WP comment.

http://www.washingtonpost.com/blogs/election-2012/wp/2012/08/28/romney-adviser-obama-in-over-his-head/?wp_login_redirect=0 $5 TRILLION Dollars. Ok here are the numbers. In January 2001 when Bush Jr. took reins from Clinton. US debt stood at approx $5 triilion. Annual surplus was $500 billion. Ten year projected surplus - $5 Trillion. According to the projections, the US would have paid off all its obligations by the end of the last decade.
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Mitts adult moment

'Nuf said
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Mitt Romney Son of Boss ad ...

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Google Drive video

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AMEX E-Communications Disclosure

Thank you for your interest in CreditSecure [(“Plan”)]. To enroll online, you must agree to this disclosure so that you can see and receive information from us electronically instead of on paper. If you ever have trouble accessing or reading electronic information, check the “Systems Requirements” section or call us. If you do not consent to this E-Communications Disclosure, you may not enroll online. Designated Email Address. You need to designate what email address you want us to use for e-communications to you. You agree to keep it current and accurate so that you do not miss receiving e-communications. We will assume you designate the email address you verify or enter during enrollment (“Designated Email Address”). You may designate a different email address by updating the email address within your CreditSecure profile, You also agree that we may use as your Designated Email Address any other (a) email address we have in our records for you from time to time, if your Designated E...
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AMERICAN EXPRESS An Important Notice Concerning Member Privacy

This Privacy Notice is addressed to United States members enrolled in the CreditSecure® service. This Notice explains how we collect, use, and safeguard information about you and how to limit the use and disclosure of your information. In this Notice, "American Express," "we," "our," and "us" refer to American Express Travel Related Services Company, Inc. These entities are "Affiliates" of each other, which are companies in the American Express family that are related to each other by common ownership or control. Our Affiliates also include American Express Centurion Bank, and American Express Bank, FSB, publishers, travelers cheques issuers, travel agents, and providers of insurance services. The account that we create under the CreditSecure service is called a "Service Account." Customers of the CreditSecure service are called "Member(s)" or "you(r)." What Information Do We Collect? We obtai...
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ACCEPTANCE OF TERMS AND CONDITIONS

ACCEPTANCE OF TERMS AND CONDITIONS This is an Agreement between you and American Express Travel Related Services Company, Inc. ("American Express") regarding the CreditSecure® Monitoring Product ("Product"), including, without limitation, your access to and use of the products and information made available to you as part of the Product, including without limitation: (a) credit reports, credit scores and other related information (collectively, "Credit Monitoring"); and (b) calculators, credit resources, text, pictures, graphics, logos, button items, images, works of authorship and other information and all revisions, modifications, and enhancements thereto (collectively the "Content"). You agree that you have reviewed the information in your membership materials and that you understand that your American Express® Card account will be automatically charged at the current monthly or annual price. To ensure continuous membership, your Product m...
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Lessons from a recession

Some people study economics and make prescription for the economic health of the nation. The consensus from that community from 2008 onward (when bush signed the first help for the economy with his payroll credits equalling 1% of GDP that year) remains that government spending will help blunt the impact of slowdown in other sectors of the economy.
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